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26th Feb 2024 10:03UKDaily Monitor

  • The effective rate on the stock of mortgages likely will rise by about 50bp this year, less than 2023’s 86bp increase...
  • ...Fewer households have to refinance in 2024, and the rate increase for those that do will be much smaller.
  • The household debt-to-income ratio has fallen to just 122%, well below its 2015-to-2019 average, 135%.

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