Pantheon Macroeconomics

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29th Mar 2023 14:40U.K., Daily Monitor

  • BoE data show investments account for a small share of banks’ assets, and their deposit base is well diversified...
  • ...So credit conditions should not deteriorate rapidly; affordability is the main constraint on mortgage lending.
  • Households have drawn on savings more actively in recent months, but likely will seek to rebuild them soon.

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Keywords for: 30 Mar 2023 UK Monitor

credit, credit conditions, mortgage, mortgage lending, savings, Pantheon Macro, Pantheon Macroeconomics, independent macro research, independent research, ian shepherdson, economic intelligence